
Everyone is talking about affordability — but the real cost crisis may be the one you haven’t planned for. From grocery bills to mortgage rates, the word “affordability” dominates today’s political conversation. Politicians on both sides of the aisle are promising relief from the rising cost of living. Yet there is one financial catastrophe quietly unfolding in households across the country — not because of inflation or interest rates, but because of a few missing documents: an estate plan.

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